Look at the attachments Essay Example | Topics and Well Written Essays - 750 words

Take a gander at the connections - Essay Example provement of others’ wellbeing from the earliest starting point of my life, and I used to peruse different themes which are identified with human services, general medical problems, and the most recent clinical turns of events. In spite of the fact that I didn't know with regards to which stream in human services I would choose, I was persuaded that I would be in to social insurance as I developed. Truth be told, I can guarantee that this worry for the soundness of others runs in my family. To outline, my cousin has a B-Pharm and is working at Beximco Pharmaceutical in Bangladesh. At the point when I felt without a doubt that my future lies in drug store, I chose to proceed to watch myself regarding how the drug store framework functions. In this manner, I arrived at Bangladesh and worked under my cousin. Clearly, this period helped me become familiar with a great deal about drug store. As I filtered through the medications in the drug store and arranged the lapsed ones, I took in a ton about the significance and respectability of the calling. I think it is important to make reference to one more episode that further fortified my craving and conviction. At the point when I arrived at the age of 18, my grandma fell wiped out and it was before long discovered that she was experiencing malignancy. As there was no successful prescription around then, she passed on of the infection. This episode went about as a reminder in my life. Seeing her agony and enduring, I comprehended the need to discover a remedy for the malady. Once more, the answer for the inquiry lies in examining drug store. Along these lines, it becomes obvious that drug store has been my obsession. My prompt objective is to join a clinical firm as a clinical drug specialist. From my experience and information, I know very well that a clinical drug specialist has different testing obligations including prompting doctors on the impacts and symptoms of medications and right utilization of medications. Furthermore, a clinical drug specialist is capable to organize the drug store technicians’ obligations like getting ready, naming, and conveying various meds and to guarantee that the equivalent is done as per neighborhood, state and government laws. As a matter of fact, in

Hemingway Essay Research Paper An Analysis of free essay sample

Hemingway Essay, Research Paper An Analysis of the Presence of Alcohol in Ernest Hemingway? s Short Narratives Liquor and Desperation: An Analysis of the Presence of Alcohol in Ernest Hemingway? s Short Narratives All through the short accounts of Ernest Hemingway, intoxicant fundamentally loans its organization to condition of affairss in which despair as of now dwells. In an examination of his previous plants, for example, In Our Time, a contrasting with later totals uncovers the invariable nearness of intoxicant where misery wins. The idea of the misery, the gloom, modifications from his previous plants to his ulterior pieces, however its starting continues as before: conceivable, or guarantee of the great beyond causes an incredible exchange of anxiety and plaint all through Hemingway? s pieces. Regardless of whether the gloom originates from anxiety or plaint relies upon the position point from which it is watched, or rather, experienced. In a considerable lot of the plants composed right off the bat in his calling, Hemingway? s characters experience a fear of the great beyond. The alarm does non needfully root from typically anticipated beginnings, for example, the obscure, ? in any case, rather, it appears to abandon a fear of disappointment, a dismay of being not able to help through conceivable. A figure of accounts and sketchs from In Our Time mirror these fears, and all through, the nearness of intoxicant surfaces as a token of the depression felt by the characters as they defy or maintain a strategic distance from the fortunes environing their dreads. It ought to be explained, in any case, that? despair? here does non intimate the numerous comforts that the term summons, however rather, it portrays its easiest hugeness of a misfortune or a lack of expectation. For the characters of the early accounts, the lack of expectation inspires anxiety, while in the ulterior plants, the loss of expectation makes plaint. The plaint experienced by Hemingway? s characters in his later works compares to a more established situation by both essayist and characters. In many examples of depression, the ulterior characters reflectively look at their lives and perceive that they have non satisfied their conceivable. The mode where they decide to populate out their lives gets fundamental in the accounts, and liquor every now and again stays worked in to the characters? lives. In going from the previous stories of In Our Time to accounts distributed in ulterior accumulations, the dislodging in the disposition of the characters toward conceivable and guarantee turns out to be clear. ? Indian Camp? in Our Time, portrays Nick Adams a little male youngster, presented to expire for the main clasp. This story does non delineate misery nor does it incorporate intoxicant ; rather, it shows the guarantee held in the potential outcomes of life in Nick? s closing thoughts: ? In the early forenoon on the lake sitting in the after piece of the pontoon with his male parent paddling, he felt rather sure that he would neer perish? ( Hemingway 95 ) . In spite of the occasions he observers in the cantonment, Nick? s from this point forward appears to be vast, each piece great as interminable. Potential has no limits, and the power per unit territories of convey throughing conceivable are, so far, obscure to him. This first account in Hemingway? s principal distributed collection fills in as a fitting purpose of going for the depictions of misery that follow ; Nick is liberated from the heaviness of conceivable, and judgment by his pleasure in the ideal scene that encompasses him , it appears that he looks frontward to the guarantee of life. ? The Three-Day Blow? offers the peruser one of the main opportunities to distinguish the anxiety and fear of future strength. The story happens to have Nick Adams, however as different stories are inspected, various characters will other than display a similar depression. ? The Three-Day Blow? straight follows? The End of Something, ? rescue a sketch, and it appears to contact to the interference up depicted in this. As Nick and Bill get down soaking up, their discussion incorporates baseball, angling, the nature of rummies, lastly Marge. The treatment of misss and connections essentially prompts a feeling of the great beyond. ? ? When a grown-up male? s wedded he? s consummately bitched, ? Bill went on. ? He hasn? T got much else. Nothing. Not a damn thing. He? s accomplished for? ? ? ( Hemingway 122 ) . Scratch delicately concurs with Bill? s assumptions, however he despite everything aches for Marge. The wonderful memory of the days gone by is slowed down by the dread of what the great beyond could save for his relationship with Marge. The intoxicant, in this occasion, serves to dull the hit between the confident days of old and the sad from now on. The impacts of the intoxicant leave Nick liberated from his awkward dreads for a piece: ? None of it was of import now? ( Hemingway 125 ) . Subsequent to sing this anguish in his youngster, a little intoxicant is satisfactory to unclutter the anxiety from Nick? s head. ? Crosscountry Snow? nowadayss Nick Adams working through a dismay of obligation, again with intoxicant in manus. Inside the content of the account, it turns out to be certain that Nick is engaged with a miss who will bring forth an angel in the mid year. Scratch? s sentiments toward this occasion are represented in his longing to cover the existence he has in the States and to remain and ski in Europe. Over a jug of vino, Nick and George examine the delight of skiing. For Nick, the treatment? s quiet side depicts an incredible modest at place. Scratch? s want to cast obligation manages the peruser another vantage point from which to distinguish the fear of fail to help through conceivable: rather than looking for and missing the mark, why non evade obligation and submarine any endeavors to win? In this occasion, the intoxicant encourages the fantasy nature of Nick and George? s phantasy to turn their dorsums on the job and conceivable and to ski for the rest of their lives. It heigh tens the feeling that taking to dismiss their strength would let them to keep up from fail to help through it. They start to accept that they can non disregard at something at which they neer attempted to win. Shockingly, convey throughing the guarantee their lives hold is non something that can be intentionally picked ; the push to succeed at convey throughing that guarantee starts during childbirth. They can non guarantee they did non win since they did non look for ( the? I wasn? Ts genuinely looking for? explanation ) ; in that occasion, they do non win since they did non look for. In this short and obviously straightforward story, Hemingway shows the greatness and certainty of the heaviness of conceivable. In Our Time other than offers an account in which the skirmish of convey throughing conceivable Bridgess the spread old enough: ? My Old Man? shows the progress of gloom from male parent to kid. As the male parent, a maturing racer, drinks to an ever increasing extent, his kid looks on with a naiveté that would hope to bespeak the situation of either a male youngster or a juvenile grown-up male. While the male parent encounters the sunset of his pony dashing calling, his kid unobtrusively takes note of his male parent? s weight expansion and his expanded soaking up. ? My old grown-up male was soaking up more than I? nutrient D ever observed him, yet he wasn? t siting at all now what's more he said that whisky held his weight down. Be that as it may, I seen he was seting on, okay, simply the equivalent? ( Hemingway 201 ) . The vindication of weight reduction was unmistakably intended to cover Joe? s male parent? s expanded use of soaking up as a support, yet Joe adroitly and amusingl y takes note of that the weight was compounded by the guzzling. His male parent? s loss of expectation, following from an ineffective calling, at last leaves its evaluation on Joe. After his male parent? s perish, the last lines of the story show the profundity of Joe? s fear of his male parent? s situation: ? Appears as though when they begin they wear? Ts leave a feline nil? ( Hemingway 205 ) . The tragic perception of a male parent? s loss of expectation by his kid may other than bespeak a spot more separation between the narrator and the area of the story. While the story is by all accounts told from the purpose of position of a juvenile grown-up male ( the kid ) , it might emerge from an a lot more established kid, at an age where he recalls his male parent? s experience and understands that it reflects his ain. This appears to be likely in obvious radiation of the way that the account voice, with its numerous entrances and subtleties, has the intelligence of one who has encountered the loss of expectation. In Our Time offers a few pieces that bear the cost of a place of the plaint of disappointment and of the powerlessness to help through conceivable. In the sketch that goes before Chapter XI, Hemingway portrays a youngster in his plaint over disappointment as a toreador. The youthful age of the torero is suggested, since toreadors only here and there battled into middle-age, and it fills in as an intriguing range to Hemingway? s later accounts which include intensity. The juvenile torero loses his coleta, his braid, taging his disgrace in the ring that twenty-four hours. Strangely, however, his unconcern refering the occasion uncovers a specific versatility: ? He was truly short with an earthy colored face and rather rummy and he said after all it has occurred before like that. I am non really a decent bull soldier? ( Hemingway 171 ) . Perhaps the torero? s youngster permits him the strength to go past the disappointment, much like Nick Adams simple forgets about Marge, after a couple of beverages. The strength in these two condition of affairss, by the by, happens at either terminal of the range of urgency over undiscovered power. This youthful toreador knows his disappointment in that he can non fight great, while Nick fears the uncertainness of a from now on relationship. A couple of beverages and a little youngster let them the versatility to go on. In Hemingway? s increasingly develop works, the flexibility will hold worn out, leting the approaching of plaint. In going to the ulterior accounts, it appears that exhaustion replaces the strength of youngster, and plaint replaces trepid

Report for potential investors in tesco plc - Free Essay Example

The purpose of this report is for potential investors who are considering buying shares in Tesco plc. The report creates an overall picture of Tescos financial position and provides an assessment of Tescos performance over the last three years. The information used to assess the financial position of Tesco was gathered from the Annual report of the last three years. This information was downloaded from the official Tesco website. From that, the ratios were calculated from the financial statements within the report. Results Ratios 2004 2005 2006 Change (%)      Return on capital employed 13.99% 14.77% 17.29% 19.09% increase Net profit Margin 5.17% 5.76% 5.78% 10% increase Asset Turnover 2.72 times 2.56 times 2.99 times 9.03% increase Current Assets 0.56 times 0.57 times 0.52 times 8.77% decrease Quick Ratio 0.35:1 0.35:1 0.33:1 05.71% decrease Gearing Analysis 35.35% 34.52% 28.38% 19.72% decrease Interest Cover 7.75 8.31 9.46 18.08% increase Earning per share 15.05p 17.44p 20.07p 25.01% increase Dividend Cover 2.13 times 2.29 times 2.57 times 17.12% increase Introduction The aim of this report is to provide an assessment of the companys performance over the three year period to a group of potential investors in the company. So this report will use nine financial ratios which are useful for the investors to help them to identify and highlight area of good and bad performance of the company and area with significant change. Therefore this report will consist: brief overview of the history of Tesco and Then it will analyse the profitability, liquidity, investment analysis of Tesco plc. The report will also advice potential investors on whether shares in this company would be a good investment. Brief Background on Tesco plc It is best known that Tesco Company is the leading retailer in the UK and one of the largest food retailers in the world. The retail industry is a highly competitive market. Tesco competes with a wide range of retailers with a wide range sizes and there face increased competition from UK retailers as well as international operators. Tesco also sell non food goods such as electrical goods and clothing. In general Tesco is a successful profitable company which attract investors to invest in the company. General Financial Analysis It is well known fact that the financial ratios become important for investors to help them whether they should buy shares in the business, sell them, or hold on shares which already own them. Therefore ratios analysis helps investors to identify and highlight area of good and bad performance of the company and area with significant change. In addition, financial ratios explain the relation between different figures in the financial statements consequently we could calculate hundred of ratios fro a set of financial statements, because of this we need to know which ratio provide a good and useful information for the investors , the ratios which are applied incorrectly they may be completely useless and misleading. However if they are used correctly they are useful for understanding the performance of the company and interpreting the company account. Ratios describe the relationship between different items in the financial; however the relative usefulness of each ratio depends on what aspects of a companys business affairs are being investigated. In this case of Tesco plc, there are four elements of ratios that are been analysed. These are Profitability, Liquidity and Investment analysis. Return on Capital Employed (ROCE): The ROCE is an important measure of the profitability of a company. This is because it is a popular indicator of management efficiency by contrasting the net profit generated by the company with the total capital employed (traditionally, total capital employed in this case has been taken to be the long term funding). It does not only incorporate the funds the shareholders have invested, but also funds invested by banks and other lenders, and therefore shows the productivity of the assets of the group. ROCE = PBIT ÃÆ'Æ’-100 Capital employed 2006 = 2,280 ÃÆ'Æ’-100 9,444 + 3742 = 17.29% 2005 = 1,952 ÃÆ'Æ’-100 4,563 + 8,654 = 14.77% 2004 = 1,729 ÃÆ'Æ’-100 7,990 + 4,368 = 13.99 These calculations show that the return on capital employed has been on steadily increasing for the past three years. For 2006, the ROCE is 17.29% which is 1.94 % above the average for the three years. This indicates that Tesco is using its invested resources more efficiently and that by comparing with other leading retailers, they ROCE are higher. This shows that this figure is more likely to be acceptable to potential investor. Comparison on Return on Capital employed Year Tesco plc J Sainsbury plc Morrisons 2004 13.99 7.99 6.01 2005 14.77 -2.56 5.1 2006 17.29 3.73 -5.63 Average  15.35 3.053333333 1.826667 Net profit margin is another widely used ratio in the assessment of company performance and in comparison with companies in the same industry. Net profit margin = Profit before exceptional items, interest tax ÃÆ'Æ’-100 Revenue (turnover) 2006 = 2,280 ÃÆ'Æ’-100 39,454 = 5.78 % 2005 = 1,952 ÃÆ'Æ’-100 33,866 = 5.76 % 2004 = 1,735 ÃÆ'Æ’-100 33,557 = 5.17 % From the calculation, it shows that net profit margin has been increasing slightly which shows Tesco have kept control of its expenses. Group sales have increased consistently through 2004/05 by 9.4% and in 2005/06 by 14.33%. (Note: in order for comparisons, two different figures were used in 05 sales due to the implementation of IFRS while the comparison for 04/05 was accounted under the standard of UK GAAP). As for PBIT, there was not much increase in 2004/05, however between 2005/06 there was an increase of 14.16 %. Comparison on Net profit Margin Year Tesco J Sainsbury plc Morrisons 2004 5.17% 3.23% 6.19% 2005 5.77 -0.99% 2.12% 2006 5.78 1.43% 2.17% Average  5.573 0.012 0.035 This shows Tesco average on net profit margin for the past three years is way above the averages of other leading supermarkets. This illustrates that in 2005 and 2006, Tesco profit margin is miles ahead. From this it can be concluded that it is a profitable company which has kept control of its expenses. The Asset Turnover is a measure of how much sales are generated by the capital asset base of a company. Asset turnover = Revenue (turnover) Capital employed For Tesco plc, asset for the three years are as follows: For 2006 = 39,454 13,186 = 2.99 times For 2005 = 33,866 13217 =2.56 times For 2004 = 33,557 12,358 = 2.72 times this shows that asset turnover is slightly increasing. This is due to the fact that revenue has increased considerably from  £33,557 in 2004 to  £39,454 in 2006 Comparison on Asset Turnover Year Tesco plc J Sainsbury plc Morrisons 2004 2.72 2.47 0.98 2005 2.56 2.57 2.59 2006 2.99 2.61 2.59 Average  2.7566667 2.55 2.053333 This shows that Tesco is above the average asset turnover for the market. From this it can be concluded that Tesco is generating more sales from its capital base. Liquidity Analysis It is clear that liquidity ratios analysis important to the investors as liquidity ratios related to the capacity of business to pay its short term debt as become due, therefore the focus is on the relationship between current assets and creditors due within one year, since these measure short term sources of cash and short term calls on that cash, there are two commonly used ratios which highlight such a situation: Current ratios (current assets/current liability) The current ratio measure the relationship between the companys current assets and its current liability in Tesco Companys balance sheet shows the current asset for 2006 3991 and current liability of 7518, the current asset for 2005 3224 current liability 5680, for 2004 current assets 3139 current liability 5618 Current ratios = currents assets Current liabilities For 2006 = 3919 7518 = 0.52 times For 2005 = 3224 5680 = 0.57 times For 2004 = 3139 5618 = 0.56 times It can be seen from the results the current ratio for Tesco company is stable between 2004 and 2005, however it fell slightly in 2006, this is because of the fact that there was an increase in current liabilities. Quick ratios (Current assets inventories) / current liabilities The quick ratios ignore the stock and concentrates upon those assets which can be turned into cash, the quick ratios important for investors who want to take share in Tesco Company where stock is turned over quickly and the sales are mainly on a cash, consequently the quick ratios compares liquid current assets with current liabilities. For 2006 = 3919 1464 7518 = 0.33: 1 For 2005 = 3224 -1309 5680 = 0.35: 1 For 2004 = 3139 1199 5618 = 0.35: 1 As it can be seen from the results the quick ratios test follow much the same trend on average over the three years of 0.34, which shows low level of resources are tied up in inventory. It can also be concluded that Tesco does not have any cash flow problems and therefore the company is using its resources well. Gearing Analysis An important determinant of a companys capacity to develop is its funding structure. This very important as it enables the company to assess its capacity to satisfy its long term commitment. The financial structure of a business is an important consideration when assessing the financial health of any entity. The most commonly used structure is the Gearing ratio, which quantifies the relationship between debt and equity. The higher the ratio then the more vulnerable the company is perceived to be this is because there is a high and fixed call on its profit before equity can be satisfied. This means that a company that has high gearing will has deal with its long term commitment such as long term debt and this in turn means they will be less fund for payment such as dividend for shareholders. Gearing Ratio = Long Term Debt ÃÆ'Æ’-100 Capital Employed For 2006 = 3742 ÃÆ'Æ’-100 9444 + 3742 = 28.38% For 2005 = 4563 ÃÆ'Æ’-100 8654 + 4563 = 34.52% For 2004 = 4368 ÃÆ'Æ’-100 7,990 + 4,368 = 35.35 % From these calculations, it shows that the long term debt has been decreasing steadily for the past couple of years while on the other hand the equity of the company has been increasing steadily, which indicate the finances of the company as moving towards equity and less on debt. Interest cover ratio: It is important to recognize that the interest cover ratio is important for investors as they measure the amount of profit available to cover interest payable. The high interest cover ratio it means that the company or business is easily able to meet its interest from profit. in the same way a low value from interest cover ratio it means that the business is in danger to meet its interest obligations therefore the profit available to the shareholder will be very low. In Tesco company the measure of interest cover ratio as follow: Interest cover ratio = profit before interest and tax Interest charge For 2006 = 2280 241 = 9.46 For 2005 = 1952 235 = 8.31 For 2004 = 1729 223 = 7.75 The measure of interest cover ratio of Tesco within the last three years tells us that the company maintaining increase in interest cover ratio 7.75, 8.31, 9.46 as a result Tesco is able to meet its interest from the profit therefore the profit are sufficient to pay the interest it owes and the profit available to the shareholder increased from 1729m in 2004 to 2280 in 2006. Investment Analysis Potential investors who want to buy shares in a company want to be able to have the information they require to compare the benefit from their investment. There are two measures of benefit to the investor: One is the profit of the period (usually referring to the profit available for the ordinary shareholders). The other is the dividend, which is the amount actually paid to the shareholders. Earning Per Share (EPS) EPS is a widely used measure of business performance and progress, and importantly the percentage change from year to year should be monitored for the trend. It explains to an investor the kind of return they could receive for each share during the accounting period. Therefore, it is important ratio as earning per share works out the average amount of profits earned per ordinary share issued. In accordance with FRS 14 Earnings per share, EPS must be disclosed on the face of the income statement. This means that when producing financial statements compan ies must disclose the EPS figures for investors to see. EPS = Earnings (profit) Number of equity share in issue For 2006 = 1,570 7,823 = 20.07p For 2005 = 1,344 7,707 = 17.44p For 2004 = 1,100 7,307 =15.05p As it can be seeing there has been a steady increase of EPS for the past of years. This indicates that potential investors would have an attractable return on there shares Dividend Cover The dividend cover ratio is another important ratio for potential investors as it measures the proportion of available profits which are issued to shareholders and the amount which is reserved by the company. In another words, the dividend cover ratio tells the investor how easily a business can pay its dividend from its profit. Dividend Cover = Profit after tax Ordinary dividend For 2006 = 1,570 609 = 2.57 times For 2005 = 1,344 587 = 2.29 times For 2004 = 1100 516 =2.13 times The measure of dividend cover ratio of Tesco plc for the last three years has shown a steady increase. It increased slightly from 2004 to 2005 and again in 2006. A high dividend cover means that a company can easily afford to pay dividend. For the last year (2006), the dividend covers shows that for every  £2.57 made in the profit,  £1 was issued to the shareholders Investment Advice Sales have risen by 14.94 %to  £39,454m Pre-tax profits are up by 24%, with earning per share increasing by 25% in 2006 from 2004. This result shows the excellent performance from all aspects of Tesco strategy. This is an extract from the Directors report for 2006: The directors recommend the payment of a final dividend of 6.10p per ordinary share, to be paid on 14 July 2006 to members ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦. Together with the interim dividend of 2.53p per ordinary share paid in December 2005, the total dividend for the year will be 8.63p compared with 7.56p for the previous year, an increase of 14.2% This shows that Tesco plc strong performance is been implemented in dividend as can be seen in the increase of payment. Tesco faces strong competition from other leading supermarket, however with the management strategy implemented by Tesco and their huge experience which has given them good image (every little help!) and trust in the market as a leading retailer. Therefore, it will be worthwhile investment for those who are interested in earning money through share price fluctuations to invest in Tesco. Conclusion This report has used nine ratios to analyse and interpret the financial position of Tesco plc. There are many other ratios that could be used and will also assist in the interpretations of the financial accounts. Although there are limitations to ratio analysis such as; ratios are based upon past performance and hence there are historical data. However ratio analysis is one of the best ways to analyse the financial performance of a company. This is because, it allows managers to spot any problems and therefore concentrate resources on that area. If ratio analysis is interpreted the right way then it can be useful tool of results which can be understood by accountants and non-financial users such potential investors.

Dickenss Views of the French Revolution Essay - 680 Words

Sow the same seed of rapacious license and oppression ever again, and it will surely yield the same fruit according to its kind. (385) This quote from Charles Dickens A Tale of Two Cities illustrates Dickens bias for the revolting class during the French Revolution. In the book, however, Dickens does vilify the violence that is inherent in this Revolution. He also puts his own slant on the way the Revolution occurs and who leads it. This bias could be attributed to who he was and who his audience was. Because he is an Englishman and the novel is written primarily for other Englishmen, there is a clear bias in the way he presents the classes (through a variety of characters that exemplify each Fcaste) and their actions in the novel†¦show more content†¦This could be due to the fact that he is trying to show the magnitude of the horrors committed by the ruling class over centuries of time in a book spanning less than twenty years. Another possible reason for this oversight co uld be the aforementioned biases he had being British. He likely loathed the French elite of the time period because they did the opposite of what the British had done and thus stifled their countries growth. He might also have a bias against all nobility because of his childhood as a pauper. Either way the illustration of the French nobility is not that far off from the truth. The middle class, on the other hand, is presented significantly different from that of the Revolution. The middle class during the Revolution had mainly themselves in mind and led much of the rebellion that took place. Dickens almost completely neglects the harsh rule of the middle class during the Reign of Terror, and instead places the blame on blood-thirsty mobs calling for the Guillotine. He also neglects the fact that the Revolution was largely led by the middle class. The three primary characters from the middle class, Dr. Manette, Lucie Manette, and Sydney Carton, have nearly nothing to do with the Revolution; all of which, by the end of the novel, are presented in an endearing light. Dr. Manette is a man who had everything stripped from him by the nobility, yet he never wishes to exact revenge on their cruelty untilShow MoreRelated A Tale of Four Novels1596 Words   |  7 Pagesby Dickens that outlines the events of the French Revolution through the story of a French aristoc rat named Charles Darnay. Darnay is a Parisian aristocrat that renounces his aristocracy in order to pursue a new life in London where he falls in love with a woman by the name of Lucie Manette after escaping prosecution for treason due to the help of barrister named Sydney Carton. In Paris there is an uprising among the citizens known as the French Revolution, which is caused by the bourgeoisie’s ideaRead MoreA Tale of Two Cities Speech1511 Words   |  7 PagesA Tale of Two Cities Speech The storming of the Bastille#8230;the death carts with their doomed human cargo#8230;the swift drop of the guillotine blade-this is the French revolution that Charles Dickens vividly captures in his famous work A Tale of two cities. With dramatic eloquence, he brings to life a time of terror and treason, a starving people rising in frenzy and the to overthrow a corrupt and decadent regime. 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Dickens’s stylistic use of repetition reaches its climax in A Tale of Two Cities (1859). Therefore, it is fruitful to deal with the language of Dickens, especially that of A Tale of Two Cities, from the point of view of repetition in order to explore his linguistic artistry with which the novelist, inheriting the language of the 18th century, improved uponRead MoreA Tale Of Two Cities Or A Tale Of Two Worlds?2163 Words   |  9 PagesMs. Faris Honors English IV 29 May 2015 A Tale of Two Cities or A Tale of Two Worlds? A person’s class status in today’s world is based on what one owns and how society views an individual; nothing else really matters. Charles Dickens’ A Tale of Two Cities exemplifies the importance of social status through the way society views and treats its characters. 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The wine scene introduces the French peasants as pathetic scavengers that are so hungry that they subsist themselves on wine within mud puddles. The peasant scene continues, this time alluding to great sacrifice and loss for those involved in the French Revolution with The wine was red wine, and had stained the ground of the narrow street in the suburb of Saint Antoine in Paris, where it was spilled(20)

Should The Price Of College Be Lowered - 2320 Words

Morgan Hughes English 1102 8 December 2016 Should the Price of College be Lowered? Education becomes a part of most every individual’s life starting at a very young age. A majority of children are introduced to preschool or kindergarten around three to six years of age and school becomes a major role in their childhood. The idea of education being the only pathway to lead to a happy successful life is burned into the mind of young students. After growing up with education being an important role in their life these, now adults, feel obligated to continue with a postsecondary form of education. At this point, individuals start to question if attending a college is worth the risk of a lifetime of student loan debt. They also try to decide whether or not a college degree will result in a more financially stable lifestyle or if they are better off going straight to the workforce. The price of college has increased dramatically throughout the years which causes talented individuals to believe going straight to the workforce is the only thing they can afford and p rofit off of. If the price of college is what is keeping talented individuals away then that issue should be fixed. Most people argue that college should be completely free or that the prices should be lowered. When considering how a change in price for attending college would affect tax payers, students, teachers, and the education quality it becomes obvious that the cost of college should not be messed with. TheShow MoreRelatedThe Freie Universitat In Germany : The Price Of College Case Study720 Words   |  3 Pagesstories of lowered college prices are the Freie Universitat in Berlin, the average price of college there is around 304 Euros, which is $359.46 in the US. This cost covers mostly rooming and train fees. In 2006 colleges were able to impose prices on tuition, but students protested and the prices were reverted back in 2014. After 2014, enrollment increased by 22%, but the taxes went up 37% according to Quartz Media. Although Berlin isn’t sure how long they will be able to keep the low prices, 44% areRead MoreBinge Drinking On College Campuses1459 Words   |  6 PagesResearch – Final Draft English Composition Mr. Paul October 28, 2014 Binge Drinking On College Campuses Over the past few years, there has been this big debate about whether the drinking age should be lowered to 18 or if it should stay at 21. Those in favor of lowering the drinking age to 18 argue that someone who is old enough to serve their country should be allowed to have a drink. Those who are in favor of keeping the minimum legal drinking age at 21 because of consequencesRead MoreShould College Tuition Be Lowered Significantly?1365 Words   |  6 PagesYou are finally in college, and that summer you can finally sit back and relax. The bliss ends abruptly though once you start realizing how much college will cost. According to a CBS Money Watch poll, only 0.3% of incoming freshman will get a full-ride scholarship. If you’re the other 99.7%, then college will cost you, which will result in considerable debt. While some argue that college debt is worth it, others argue that this debt is crippling. College tuition should be lowered significantly becauseRead MoreUnderage Drin king Is Part Of The Culture Of College1734 Words   |  7 Pagesmore as they begin college (IUPUI). With being in college one thing that I did discover is that underage drinking is part of the culture in college, also the friends that I had in high school who are 21 now I have discovered they drink some of the least amount now. Which has begun to make me wonder why people who are 21 drink less than people who are underage. I believe that when people are 21 they now do not have to worry about the next time they can get alcohol. Congress should lower the drinkingRead MoreThe Rising Costs Of Formal Education1649 Words   |  7 Pages American youth have more pressure to get a good education than ever before, but at what price? The cost of education is at an all time high and rising every year. Many Americans are struggling with a large amount of student loan debt weather they graduated with a degree or not. The only way to secure the future of students today is to invest in the students themselves rather than investing their money into the corporate market. By preparing students for higher education and providing financialRead MoreA Brief Note On Parking At Grand Valley1629 Words   |  7 Pagesrepaved. As I grew even older and decided to come to college, I realized that parking on campus was going to be $360 for a full year. Luckily, I had enough financial aid so I was able to afford the parking permit, but unfortunately not all students have that advantage. The difference between a high school parking permit and a parking permit at Grand Valley was $280 and there are fewer spots at Grand Valley. Grand Valley should stop increasing the price for parking permits. The parking at Grand ValleyRead MoreCollege Campus : Dangerous Incidents On Colleges Campuses1716 Words   |  7 PagesCollege freshmen are so excited when they enter the campus with a hope of enjoying their freedom. They also expect to be safe on their college campus but dangerous incidents on colleges campuses have increased in recent years. In one situation, an 18-year-old freshman student at one of the Chicago’s university could not forget her Friday night at the university dorm when she was attacked (Schulte, 2014). She said she was being watched couple times around campus by other man from a distance. AfterRead MoreProhibition Of The National Minimum Drinking Age Act1376 Words   |  6 Pagesconsumed, produced, and distributed alcohol as if the regulations instituted by the government were suggestions. After the Prohibition laws were lifted in 1993, the drinking age was set at twenty one but was later lowered to e ighteen because of the passage of the 26th amendment which lowered the voting age to eighteen. In order to combat drunk driving, The National Minimum Drinking Age Act was passed and stated that states must raise their drinking age to twenty one or lose 10% of their funds to payRead MoreTo Lower or Not to Lower the Legal Drinking Age to 18, That Is the Question881 Words   |  4 PagesEvery year thousands of young adults attend college with the hope of expanding their career opportunities, but are these young adults doing more than studying and homework? A new study suggests that binge drinking is on the rise among college students (Eisenberg n.p.). With an increase of alcohol consumption by underage drinkers, it only seems logical to lower the drinking age to prevent binge drinking, however there are far more consequences to be seen. Lowering the drinking age to 18 will notRead MoreCollege: Is it Still worth it? Essay1199 Words   |  5 PagesElementary school, middle school, hig h school, college―that’s how we’re told our education careers should go. After college you go on and get a job based on the degree you received. Seems simple right? According to Erik Lowe in his Seattle Times article â€Å"Keep Washington’s College Tuition Affordable,† he informs that people in his generation are the first to be less educated than their parents, in the United States. He explains that this is due to the high cost of tuition followed by a huge amount

Case enron free essay sample

Enron faces most of the risk ordinarily faced by any energy company, including price instability and foreign currency risks. Enron operated in many different areas of the world with different regulatory and political risks. Enron faced business risks such as a complex business model, extensive use of derivatives and special purpose entities, aggressive transaction structuring and accounting, rapid expansion of business through complex and unconventional ventures, extensive reliance on credit rating, and limitations in GAAP. The complex nature of the business model of Enron increased the likelihood of material misstatements. It enabled the management to overstate its revenue while not disclosing the actual value of its debt. The risk of fraud by management was high. The transactions involving SPEs essentially involved Enron receiving borrowed funds that were shown as revenue without recording liabilities. Also, the amount of misstatements was huge as Enron had hundreds of such SPEs. Complex financial derivative transactions were used to hide enormous amounts of debt. We will write a custom essay sample on Case enron or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Huge increases in borrowing were made to look like hedges for commodity trades rather than new debt financing. The network of SPEs along with complicated speculations and hedges kept an enormous amount of debt off the balance sheet. The accounting standards were inadequate in providing for the proper accounting of these transactions. The loopholes in the standards were used to structure transactions in such a way that hundreds of SPEs were excluded from consolidation. Also, the management took advantage of the complexity of accounting standards to shroud the actual economic substance of the transactions. Adequate disclosures with regard to related party involvement and securing outside SPE investors against possible losses were not made.

Jesse Ventura I Aint Got Time To Bleed Essays - WWE Hall Of Fame

Jesse Ventura I Aint Got Time To Bleed I Ain't Got Time to Bleed By Jesse Ventura Jesse Ventura's I Ain't Got Time To Bleed is an autobiography about who he is, where he stands, and where he comes from. Ventura decided to run for governor and was elected in the state of Minnesota November 3rd 1998. He ran against Skip Humprhrey and Norm Coleman. He is the first member of the Reformist party to win an election for Governor in the history of the United States of America. He funded his campaign not by collecting money from special interest groups, but by accepting small donations from Minnesota citizens and repaying them using the Minnesota Political Campaign Refund Program. He knew in order for his campaign to work, everyone had to know that Jesse Ventura was running for governor. Since everybody doesn't listen to the radio or read the paper, he decided to focus his campaign on Television ads. Whenever he engaged in a debate he took only himself, no notes. His opponents were wearing suits and ties, he wore a Minnesota Timberwolves jacket and a pair of jeans. He dressed like the common man because he is the common man. On November third 1998 he won the election. James George Janise was born July 15, 1951, his name was not Jesse Ventura. Not until 25 years later when he changed his name to become ?Jesse The Body Ventura?. He grew up around local Minneapolis during the 50s and 60s and Graduated in 1969 from Roosevelt High. A few months after he graduated, his brother talked him into coming with to a navy recruiting office. They both walked out with Navy ID cards. The whole reason he joined the Navy was for one thing-the SEALs. Their chance finally came about five weeks into boot camp. After swimming 600 meters, doing as many pushups and sit-ups as they could in two minutes, then running a mile, he passed the screening test. For several more months they were trained as one of the elite. For the next two years he served in the military. In 1973, he finished serving in the Navy and joined a biker club called ?The Mongols?. After riding around with them for two years, he began to want more out of life, so he enrolled in a community college and hoped to play pro football. He worked out three nights a week with an ex-pro wrestler named Eddie Sharkey, who led him to an agent, and he began training to become a pro wrestler. After he was done training to become a pro-wrestler, he got a call from a Promoter asking him if he wanted to sign a contract- he did. He was then known as Jesse ?The Body Ventura? for the rest of his wrestling career. In wrestling he was always the bad guy and it was usually his job to loose. He played until his last match in 1986 against Tony Atlas. During his time as a professional wrestler he was assaulted several times, once by a 70-year-old lady, and then by a crazed fan with a hunting knife. He then received an offer to try out for a role in the newest Schwarznegger movie called Hunter. He got the role and flew down to Mexico the next day to begin filming it. The name of the film was later changed to Predator. During the filming of the movie, he became good friends with Arnold Schwarznegger and still is today. Ventura later went on to do the Running Man another film with Arnold Schwarznegger. Ventura got involved in politics while he lived in Brooklyn Park Minnesota. The city council was being run by a good old boy system and he was fed up. They were only concerned about re-election, and not the needs of the citizens of Brooklyn Park. So he ran for the election for mayor and won and took down the ?good old boy network?. That's how he got involved with politics, and the victory at Brooklyn Park motivated him to run for Governor of Minnesota later on. But before his election for governor, he had his own radio show at KTSP. Two years later he was fired shortly after signing a contract.

Free Essays on Cicero

Summary of Cicero’s, On Duties This excerpt from the book, On the Good Life, is a letter from Cicero to his son. I couldn’t even imagine getting something like this from my father. It is full of great advice on how to live your life in such a way that you are regarded as a highly favorable person with impeccable morals. I agree with most of what Cicero has to say in his excerpt, On Duties. In this review I will summarize Cicero’s’ main arguments and his ideas for a better person and nation. I believe that Cicero wrote this book for intelligent individuals who wanted to attain power in life through morally positive avenues; it was written almost as an academic piece. It was also written as a gage with which a person who was reading it could weigh himself. Cicero begins the volume by relating to us why he has chosen Philosophy as his current field of study, his only field of study. He had once been a political leader but since the government â€Å"lay under domination of a single individual† (120) he was angry and sorrowful that he had lost some of his good friends to the uprising. That he was no longer able to practice politics deeply saddened Cicero. So to forget his sorrows he took up philosophy. Cicero believed that the best method for learning was philosophy because it literally meant love of wisdom. Even though Cicero thought himself a philosopher he was quick to disagree with those philosophers who he saw as tricky and misleading to the public. Cicero believed that the only way to â€Å"attain the objects of their desires† was â€Å"by moral goodness, both in thought and in action† (125). This leads us to Cicero’s classification of expediency and how it affects us as humans. Cicero classified the â€Å"things that go towards the maintenance of human life† (125) as either animate or inanimate. The inanimate objects consist of gold and silver and things from the earth. He then further classifies the animate into rationa... Free Essays on Cicero Free Essays on Cicero Summary of Cicero’s, On Duties This excerpt from the book, On the Good Life, is a letter from Cicero to his son. I couldn’t even imagine getting something like this from my father. It is full of great advice on how to live your life in such a way that you are regarded as a highly favorable person with impeccable morals. I agree with most of what Cicero has to say in his excerpt, On Duties. In this review I will summarize Cicero’s’ main arguments and his ideas for a better person and nation. I believe that Cicero wrote this book for intelligent individuals who wanted to attain power in life through morally positive avenues; it was written almost as an academic piece. It was also written as a gage with which a person who was reading it could weigh himself. Cicero begins the volume by relating to us why he has chosen Philosophy as his current field of study, his only field of study. He had once been a political leader but since the government â€Å"lay under domination of a single individual† (120) he was angry and sorrowful that he had lost some of his good friends to the uprising. That he was no longer able to practice politics deeply saddened Cicero. So to forget his sorrows he took up philosophy. Cicero believed that the best method for learning was philosophy because it literally meant love of wisdom. Even though Cicero thought himself a philosopher he was quick to disagree with those philosophers who he saw as tricky and misleading to the public. Cicero believed that the only way to â€Å"attain the objects of their desires† was â€Å"by moral goodness, both in thought and in action† (125). This leads us to Cicero’s classification of expediency and how it affects us as humans. Cicero classified the â€Å"things that go towards the maintenance of human life† (125) as either animate or inanimate. The inanimate objects consist of gold and silver and things from the earth. He then further classifies the animate into rationa...

Basel Iii, Solvency Ii

It was first published in 2009 and will be start implement on 1 January 2013. To make sure the banks have sufficient capital, Basel III has some new regulatory on bank leverage and also its liquidity. Solvency II Solvency II is a basic review of adequacy of capital for the European insurance industry. It aims to revise a set of EU-wide capital requirements and risk management standards that will replace the current solvency requirements. For instance, most European insurers are obliged to implement the full Solvency II requirements by January 2013. As such, it will be a major driver for the development and embedding of Enterprise Risk Management (ERM) for the insurance industry. Difference between Basel III and Basel I II Basel III varies from Basel I and Basel II. Basel I is create and used to strengthen the stability of global banking system while standardize capital requirement by using regulatory control. The weakness of Basel I is banks are expose to excessive risk because of the freedom in giving loan. Basel II develops from Basel I, it makes improvement on standardize the capital regulation and increase the risk management between the banks. Unlike Basel I, Basel II required banks to make analyze on the ability of corporate in pay back the loan before they decided to lending money out. Basel III replace for Basel II which the capital requirement is stricter, so that they can handle the capital fluctuate during financial crisis. Difference between Solvency I and Solvency II The difference between Solvency I and Solvency II is their fundamental based. Solvency II is principle based, whereas Solvency I is rule based. This means Solvency II knows less rules, instead of introduces principles which have to be adopted by the insurers, they all involved actions and decisions. They can no longer hide behind rules, nor is it easy to find holes in the law. Therefore, in order to process these principles into company will be tough therefore time is ticking since it is questionable when all is implemented sufficiently. While for the Solvency II is to protect customers from taking unacceptable risks. This is done by demanding insurers to manage their risks better and be transparent on their financial position and risk. Hence it shows more holistic approach in comparison to Solvency I. Who should comply to Basel III The Basel accords are a range of mutual agreements that are voluntarily given by various global banking authorities. The countries which have signed these agreements would have set it as a common standard. However, some countries which are not the member state may also implement these policies. Besides, in United States of America, the government set the Basel II as a mandatory standard for banks. The banks which have a higher-risk profiles are instead imposed higher and stricter standard under the same accords. Next, Basel III required banks must keep a minimum common equity of 7% of their assets and this percentage covers a capital conservation buffer of 2. %. The countries which have approved Basel III must impose and put the standard. Who should comply Solvency II Solvency II is needed for all the insurance companies and financial institution. Solvency II’s regulation will be control by the respective financial supervisor. Besides, the best practice for insurers is to embed qualitative and quantitative risk management throughout their organization. A process-based risk approach is the be st foundation for risk management of market, credit, liquidity, insurance and all operational risks. Solvency II regulates companies according to the risk inherent in the business. Every company must define that the risk profile is in line with the appropriate governance and risk management processes to meet this risk. Why Basel III is needed? Basel III is needed because it strengthens bank capital requirements by introduces new regulatory requirements on bank liquidity and bank leverage. It help the Bank directors to know the market liquidity conditions for major asset holdings and strengthen accountability for any major losses. Why Solvency II is needed? Solvency II is needed because it can supervise the insurance company and strengthen the power of group supervisor, in order to ensure the wide risks of the group are not overlooked. By having Solvency II, a greater cooperation between supervisors can be made. Besides, Solvency II plays an active role in the development in insurance, risk management, and financial reporting. Objective for Basel III There are three objective of Basel III. Firstly, Basel III enhance the ability of banking sectors in handle stress that arise during financial crisis and economic strain. Secondly, Basel III used to improve risk management and also its governance. Lastly, Basel III reinforces the transparency and exposure of the banks. Objective for Solvency II These are some objectives for Solvency II. Firstly, it improved consumer protection by standardized level of policyholder protection in EU. Secondly, Solvency II transfers compliance in supervise into making evaluation on insurers’ risk profiles and the quality of their risk management and also their controlling systems. Lastly, Solvency II used to raise the international competitiveness of EU insurers. What are the challenges that encounter by the Basel III and Solvency II? The challenges that encounter by the Basel III and Solvency II is there is a mutual relationship between the new capital and the liquidity rules for bank and insurance companies that set by Basel III and Solvency II. Besides that, Solvency II had changed the way of allocate the capital for insurance companies. In example, fair value will be calculated by the risk that insurer take on their investing activities. Solvency II also offered a privileged treatment to bond with short tenure. It impress stricter capital requirement for bond that determined by the investment’s maturity, and credit rating due to the volatility of investment. Lastly, there is an inverse relationship between Basel III and Solvency II. Basel III requires all the financial institution to establish more stable, long term source of funding. In example, Basel III require bank to place their funding in a more stable and long term investment, means they will issue more long term bond. While for the Solvency II, the regulation gives shorter preferential treatment to the bank bond. ? Basel Iii, Solvency Ii It was first published in 2009 and will be start implement on 1 January 2013. To make sure the banks have sufficient capital, Basel III has some new regulatory on bank leverage and also its liquidity. Solvency II Solvency II is a basic review of adequacy of capital for the European insurance industry. It aims to revise a set of EU-wide capital requirements and risk management standards that will replace the current solvency requirements. For instance, most European insurers are obliged to implement the full Solvency II requirements by January 2013. As such, it will be a major driver for the development and embedding of Enterprise Risk Management (ERM) for the insurance industry. Difference between Basel III and Basel I II Basel III varies from Basel I and Basel II. Basel I is create and used to strengthen the stability of global banking system while standardize capital requirement by using regulatory control. The weakness of Basel I is banks are expose to excessive risk because of the freedom in giving loan. Basel II develops from Basel I, it makes improvement on standardize the capital regulation and increase the risk management between the banks. Unlike Basel I, Basel II required banks to make analyze on the ability of corporate in pay back the loan before they decided to lending money out. Basel III replace for Basel II which the capital requirement is stricter, so that they can handle the capital fluctuate during financial crisis. Difference between Solvency I and Solvency II The difference between Solvency I and Solvency II is their fundamental based. Solvency II is principle based, whereas Solvency I is rule based. This means Solvency II knows less rules, instead of introduces principles which have to be adopted by the insurers, they all involved actions and decisions. They can no longer hide behind rules, nor is it easy to find holes in the law. Therefore, in order to process these principles into company will be tough therefore time is ticking since it is questionable when all is implemented sufficiently. While for the Solvency II is to protect customers from taking unacceptable risks. This is done by demanding insurers to manage their risks better and be transparent on their financial position and risk. Hence it shows more holistic approach in comparison to Solvency I. Who should comply to Basel III The Basel accords are a range of mutual agreements that are voluntarily given by various global banking authorities. The countries which have signed these agreements would have set it as a common standard. However, some countries which are not the member state may also implement these policies. Besides, in United States of America, the government set the Basel II as a mandatory standard for banks. The banks which have a higher-risk profiles are instead imposed higher and stricter standard under the same accords. Next, Basel III required banks must keep a minimum common equity of 7% of their assets and this percentage covers a capital conservation buffer of 2. %. The countries which have approved Basel III must impose and put the standard. Who should comply Solvency II Solvency II is needed for all the insurance companies and financial institution. Solvency II’s regulation will be control by the respective financial supervisor. Besides, the best practice for insurers is to embed qualitative and quantitative risk management throughout their organization. A process-based risk approach is the be st foundation for risk management of market, credit, liquidity, insurance and all operational risks. Solvency II regulates companies according to the risk inherent in the business. Every company must define that the risk profile is in line with the appropriate governance and risk management processes to meet this risk. Why Basel III is needed? Basel III is needed because it strengthens bank capital requirements by introduces new regulatory requirements on bank liquidity and bank leverage. It help the Bank directors to know the market liquidity conditions for major asset holdings and strengthen accountability for any major losses. Why Solvency II is needed? Solvency II is needed because it can supervise the insurance company and strengthen the power of group supervisor, in order to ensure the wide risks of the group are not overlooked. By having Solvency II, a greater cooperation between supervisors can be made. Besides, Solvency II plays an active role in the development in insurance, risk management, and financial reporting. Objective for Basel III There are three objective of Basel III. Firstly, Basel III enhance the ability of banking sectors in handle stress that arise during financial crisis and economic strain. Secondly, Basel III used to improve risk management and also its governance. Lastly, Basel III reinforces the transparency and exposure of the banks. Objective for Solvency II These are some objectives for Solvency II. Firstly, it improved consumer protection by standardized level of policyholder protection in EU. Secondly, Solvency II transfers compliance in supervise into making evaluation on insurers’ risk profiles and the quality of their risk management and also their controlling systems. Lastly, Solvency II used to raise the international competitiveness of EU insurers. What are the challenges that encounter by the Basel III and Solvency II? The challenges that encounter by the Basel III and Solvency II is there is a mutual relationship between the new capital and the liquidity rules for bank and insurance companies that set by Basel III and Solvency II. Besides that, Solvency II had changed the way of allocate the capital for insurance companies. In example, fair value will be calculated by the risk that insurer take on their investing activities. Solvency II also offered a privileged treatment to bond with short tenure. It impress stricter capital requirement for bond that determined by the investment’s maturity, and credit rating due to the volatility of investment. Lastly, there is an inverse relationship between Basel III and Solvency II. Basel III requires all the financial institution to establish more stable, long term source of funding. In example, Basel III require bank to place their funding in a more stable and long term investment, means they will issue more long term bond. While for the Solvency II, the regulation gives shorter preferential treatment to the bank bond. ?

Family Divorce ( You Must use research it from a feminist perspective) Paper

Family Divorce ( You Must use it from a feminist perspective) - Research Paper Example The same case is replicated in Europe where the rates of divorce have been on the increase in the recent decades and is expected to escalate even further in the coming years. It is such disturbing trends that have prompted studies into understanding the effects and possible interventions of divorce. The feminist perspective on divorce revolves around the ways in which women’s positions at divorce systematically differ from men’s positions. Although the current labour force trends indicate an increase in women participation, Carbone (1994) says there is no corresponding rise in the fathers’ domestic contributions. In fact, women still endure the burden of child rearing. In a nutshell, therefore, a feminist perspective is concerned about the implications of divorce not only on the lives of women but also on the lives of children. Divorce has a huge impact on the family for the simple reason that it breaks the bonds that were once responsible for bringing the family together. On the part of children, Carbone (1994) says divorce brings the feelings of being unwanted and loss of trust to the parents. On the part of the fathers, divorce leads to loss of finances, emotional stress following loss of family and having to start again and loss of parental responsibility. With regards to the mothers, divorce leads to financial stress and emotional stress just to mention a few. Sometimes these effects deteriorate even to the extended families. Divorce shams serious concerns on the family, in particular, the well-being of the children. Although the adults are also affected by divorce, the children bear the brunt of it all. The divorce causes psychological, physical and socio-economic problems onto the affected families. This is in contrast to families that do not experience divorce. Wallerstein (1991) identifies persistent loneliness as a major consequence of divorce on children. He cited a study in

Total Quality Management and Its Aspects Assignment

Total Quality Management and Its Aspects - Assignment Example The paper tells that TQM is the name of a planned approach that is intended to implant necessity of quality in all organizational processes from the core management systems that are focused on achieving various goals and objectives in addition to ensuring customers’ satisfaction to the supplier relationships and motivation needed to maintain rapport between the members of an organization. The bedrock of TQM is based on reducing different errors happening during the production process that is capable of tarnishing consumer’s satisfaction. Basically, it illuminates the way to make the idea of customer-defined quality possible, so that the other competitors in the market cannot take advantage of the poor quality. Introducing the concept of quality is not the effort of just one person but, its concept began to form when the competition in the business world became quite fierce and each organization made quality its top priority, and that also gave quality a strategic meanin g, with the result that presently TQM is the concept that is broadly used to define quality. The process of TQM can work practically with effective results, only if everybody involved in maintaining the highest quality knows how TQM actually operates. The basic structural plan of TQM is organized by senior management generally and implemented by those who have to cope with the strategies involved in the production area like supervisors and employees. So, almost everybody in an organization at every level is involved in this process. Ensuring that everything is operating well is the core strategy involved in operating TQM intelligently. According to Chryanthou, TQM works well when everything is made to focus on customers’ needs and the type of quality preferred by them is tried to be achieved. Quality errors should be reduced so that the businesses make customers the center of attention. Agreeing on different plans, all of which focus on customers, is the main way TQM operates successfully. That is because the concept of quality, itself, is centered on truly meeting the expectations of customers. Considering this, it can be said that TQM is broadly a customer-focused concept that should be manipulated to handle the competition in the market.

Comparing the Second Coming and to Things Fall Apart :: comparison compare contrast essays

The Second Coming Compared to Things Fall Apart    The book Things Fall Apart , by Chinua Achebe , is very similar to the poem , The Second Coming by William Butler Yeats.   Seeing the line â€Å"Things fall apart† in the poem , Achebe makes an outstanding association. At this point in time he says to himself, â€Å"I should name my book Things Fall Apart, It will show the main idea of the book.† One of the many coinciding concepts between the two is the daunted apprehension of both the poem and the book. In Things Fall Apart it seems like whenever the main character, Okonkwo, gains hope things happen to fall apart . The contents of The Second Coming told of a chaotic world and a base that could not hold because of it’s own inner conflicts. In Addition to the synonymous feeling both the book and the poem give, they both expose a great shift from and old era to a new era. The Second Coming reveals an apocolypse. Yeats shows this change by describing the conversions our world, as a global community, made throughout history. Key lines that refer to these changes in time are â€Å"Turning and Turning in the widening gyre the falcon cannot hear the falconer†. These lines refer to the constant adjustments we have to make and also the fact that we cannot go back in time . Chinua Achebe also reveals a major shift by describing Umuofa as it was in the beginning. In descr ibing Umuofa as it was originally he makes it easier to catch sight of the major changes throughout the story. Another coinciding idea in both pieces is the sacrifice of something to avoid changes that come along . Okonkwo ends his life as a last resort . In doing this he feels that he saves his honor and heritage . He also kills himself to dodge the pain and suffering that Christianity brought to his culture . â€Å"The Second Coming† warns us of an apocolypse . The apocolypse is the end of civilization in our world . What makes the poem so synonymous to the book is that in either case it is not possible to stop the changes from happening . A fourth coinciding idea in these two literary pieces is the loss of control of a higher power over a lower power .

The Genus Homo

The increase in brain size and decrease in jaw and tooth size are associated with the first appearance of the genus Homo; the archeological evidence of a shift in subsistence patterns is often assumed to be associated with behaviors unique to Homo, although this point remains to be definitely demonstrated. The taxonomic interpretation of early Homo fossils were considered contentious when they were first found, and in many ways it remains so today.The first discoveries of early Homo fossils were made at Olduvai Gorge, not long after Mary Leakey had found Zinj (now Australopithecus boisei) and Louis Leakey pronounced it to be the maker of gorge’s stone tools. Between 1960 and 1963, a series of fossils was uncovered close to the Zinj site, including hand and foot bones, a lower jaw, and parts of the top of the cranium (Wilford, 2007).There are very strict rules of convention that must be followed when a scientist names a new species of an existing genus. These involve a careful description of the new specimen to show how the animal fits in with the definition of the genus (in this case Homo) and how it differs from other closely related species. The naming of a new species of hominid has always been likely to touch off a good deal of lively discussion within the profession, so Leakey was certainly guaranteed that much. But the fact that at the same time he had to adjust the definition of the genus Homo in order to accommodate his new species transformed what might have been properly scholarly jousting into near outrage.Previous diagnoses of Homo had focused on the so-called cerebral rubicon: a hominid had to exceed brain size in order to be judged worthy of full manhood. The trouble was that different authorities put the threshold at different levels.The diagnosis offered by Leakey and his colleagues was more comprehensive, and included habitual bipedal posture and gait, a precision grip, and a brain capacity much smaller than previously proposed (Line, 20 05; Wilford, 2007).References:Line, P. (2005). Fossil Evidence for Alleged Apemen – Part 1: The Genus Homo [Electronic Version]. Creation Ministries International. Retrieved October 1, 2007 from http://www.creationontheweb.com/content/view/4450/.Wilford, J. N. (2007). Lost in a Million – Year Gap, Solid Clues to Human Origins [Electronic Version]. The New York Times. Retrieved October 1, 2007 from http://www.nytimes.com/2007/09/18/science/18evol.html?_r=1&ref=science&oref=slogin.

Personal Statement Pursue Dentistry - 1640 Words

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